Equipment Insurance

Protect Your Investment

Equipment Insurance Options

Ring Power and Caterpillar Insurance have insurance specialists available that know Cat equipment. We offer several programs designed specifically to meet the needs of Caterpillar equipment owners including: physical damage insurance and extended service coverage.

Physical Damage Insurance

It provides payment for replacement parts, service repairs and transportation to our local facility if your Cat equipment is damaged due to rollover, theft, vandalism, collision or fire. Coverage is also available for damage caused by floods, tornadoes, earthquakes and other acts of nature. In addition, insurance is available for equipment that you own.


  • The broadest equipment valuation clause in the industry. If your equipment is a total loss and is financed, Cat Insurance will pay off the loan, even if the equipment value is less than the loan.
  • Rental Reimbursement provides you with up to $2,500 ($5,000 Fleet Program) to pay for rental equipment needed while your damaged equipment is being repaired.
  • We pay the transportation cost for up to 250 miles each way to get your damaged equipment in the shop.
  • The program is genuine Caterpillar. Caterpillar's Insurance's affiliations with the world's largest insurance carriers provides you access to some of the most comprehensive coverage in the business - at competitive rates.

Extended Coverage for New and Used Machines

Cat® Insurance—Count on Cat® Insurance coverage to help you get the most out of your new and used machines. Talk to the equipment insurance professionals at your local Ring Power about your insurance needs and Extended Service Coverage (ESC) from Cat Insurance.

ESC for New Machines - The only service plan designed specifically for buyers of new Cat machines, this extended service coverage provides the highest level of repair cost protection available. It's backed by the worldwide resources of Cat Insurance and will enhance and sustain your entire ownership experience with comprehensive coverage - and total peace of mind.

Caterpillar secures your investment with a standard warranty that provides six to 12 months of worry-free operation. But the lifespan of Cat machines far exceeds that time frame, so your local dealership offers ESC, which protects your investment for the long haul. Backed by Cat Insurance, ESC wraps around the factory warranty, ensuring that your machine is safeguarded beyond the standard warranty period.

ESC comes in three levels of coverage - Powertrain, Powertrain+Hydraulic, and Premier ESC, which is the most comprehensive plan. Each plan is designed to keep major repair costs from negatively impacting your bottom line.

ESC for Used Machines - You can buy and operate used equipment from your local dealership confident in the knowledge that any defects in material or workmanship are covered by ESC. The professionals at your local dealership perform service work using Cat parts, so machines have a documented maintenance record. ESC repairs from your local dealership mean you can count on performance from your equipment - and maximize the life of your investment.

From earthmoving construction equipment to forestry and mining machines, Cat Insurance will cover parts and labor for defects. You choose Cat used equipment for quality, reliability and production. ESC ensures that your investment maximizes performance.

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